Alternative Household Budget
| Income
|
Monthly Amount
|
Annualised
|
Percent
|
| Net Pay
|
|
|
|
| Second - Job - Net Pay
|
|
|
|
| Investments
|
|
|
|
| Interest
|
|
|
|
| Other
|
|
|
|
| Total Income
|
|
|
100.00%
|
| Routine (or Fixed) Expenses
|
Monthly Amount
|
Annualised
|
Percent
|
Housing
Rent or Mortgage
Insurance(health, life and property)
Taxes
utilities
home maintenance
|
|
|
|
Debt
students loans
credit card
consumer loans
hire purchase
income taxes
|
|
|
|
| Savings
|
|
|
|
|
|
|
|
| Total Routine Expenses
|
|
|
|
| Variable Expenses
|
Monthly Amount
|
Annualised
|
Percent
|
Transportation
car payments
insurance
car maintenance
gasoline and parking
|
|
|
|
Other
clothing and personal effects
entertainment
medical expenses
child care
food
tithing and charity
vacation
entertainment
education
gifts
|
|
|
|
| Total Variables
|
|
|
100.00%
|
| Total monthly fixed and variable expenses
|
|
| Difference between monthly income and expenses:surplus/(deficit)(Savings/Investments)
|
|
A Printable version of the above tables for you to use at home.
